Baby boomers continue to impact our nation. The generation that fought for free speech and civil rights is now forcing financial services to re-evaluate investing and retirement planning. They are the first group to transition from traditional pensions to the 401(k). Boomers will increasingly have to look to their own accounts to support them in retirement. Essentially, they have to treat their 401(k) and IRA accounts as their personal pension. Read More…
Volatile markets make the need for secure retirement plans more evident. But, traditional approaches may be putting your clients at risk. Read More…
Can bond markets really support a client in retirement? Are volatile stock markets worth the risk? Charles Farrell, of Northstar Investment Advisors, and Stephen Huxley and Brent Burns, of Asset Dedication LLC, debate the merits of dividend investing in retirement. Read More…
The gold bugs have been having an absolute field days – for months. But just because gold is going up doesn’t mean they’re necessarily right, or wrong. Here are some thoughts served cold about the precious metal that can help an advisor to think about it constructively as a potential investment. Read More…
Brent Burns, principal of Asset Dedication LLC, says that BondDesk has made good strides but has the potential to make the bond markets even more efficient.
“ They’ve helped the consumer to not absolutely get killed.” Consumers can buy 10 bonds for not so much higher a spread than what institutions pay for 10,000 bonds, he says. Read More…
To win the battle for income that lasts a lifetime, a growing number of financial advisers and retirees have decided to divide and conquer. Their approach: Split portfolios into separate “buckets” designed to generate income for specific segments of retirement. Read More…