The Asset Dedication approach splits your client’s portfolio into two sub-portfolios: Income and Growth. Individual bonds in the Income Portfolio are dedicated to providing predictable cash flows for retired clients and protecting principal for those still in the accumulation phase. Equity asset classes in the Growth Portfolio are combined to take advantage of the power of time to reduce drawdown in declining markets and mitigate risks including volatility and shortfall.

Perhaps the most important part of any planning process is measuring progress relative to the plan. Asset Dedication’s Critical Path System turns your client’s financial plan into the benchmark we use to make ongoing portfolio decisions and you can use to formulate planning decisions to help keep your clients on track to meet their goals.